Available, Pre-Designed Special Sections Ready to be customized and localized for your market   Automotive  Buying 101                                                                                                  Number: SS-A-1 Articles Basics of car buying Matching your car to your personality & budget What does “standard features” actually mean? – getting the most for your car-buying  $. The SUV craze – how and when do you jump on?  Is it for you?  What’s a good SUV for your dollar? Approaching the car buying experience.  Look at dealerships, on-line offerings.  How much do you need to know when and where do you go for that information? Buy or lease? Pros and cons.  How much will it cost me? Alternative financing options Winter and Your Car                                                                                    Number: SS-A-2 Articles Snow tires – a safe investment? Pros & cons.  Chains, etc Winterizing your vehicle – scraper, extra blankets, flares, etc. shovel, sand, heating & defrosting in good order Safe winter driving – how to deal with a skid.  Parking on a slope in the snow How to tow your ski do and other items safely in the winter How do you keep your car’s body intact while facing winter weather? Oops! Did I just hit that? What to do – and not do – when you’re in an auto accident. On the Road                                                                                                 Number: SS-A-3 Articles Alternative transportation – motorcycles ad motor scooters Getting ready for the spring road trip – How to prepare your car. Road rage – Keeping it in check if you’re getting hot under the collar.  What to do if you see someone else heating up and it’s directed at you? Lemon laws – Do they differ from state to state? What do you do when you just can’t squeeze any lemonade out of your lemon of a car? Adventure driving without destroying the environment – dos and don’ts driving in the woods, beaches The great highway road trips – Route 66 and other famous highways   Career Strategies   Different Paths                                                                                            Number: SS-CS-1 Articles Temping – how to get the most out of it .  How to approach it.  How many agencies do you sign up with? Are you suited to live overseas?  What do you need to know about yourself & the place? What to say on the resume and interview when you have been laid off, fired or taken a break (be it maternity, travel, volunteer work). How do you deal with anything that could be perceived as a negative?  Interview tips, etc. Radical career change – How to decide if it’s right. What preparations should you make. how to psyche yourself up; what educational requirements need to be considered Learning to use flex time effectively so you can go to school, enjoy outdoors, pursue a hobby Working internationally – How do you do it?  What resources are there to find out what’s available?  What kind of paper work is involved Starting Your Career                                                                                  Number: SS-CS-2 Articles What to Do with Your Degree Matching Your New Job to Your Values. Getting the experience you need when you don’t have any.  A classic Catch 22 situation. The scannable resume – Key words, keeping up to date How to use the big job sites effectively How to effectively use your alma mater, alumni club, placement office in your job search. View from the Inside                                                                                  Number: SS-CS-3 Articles When do you call it quits at your jobs?  What are the tell-tale signs?  How do you do it without burning bridges? How do you deal with conflict on the job in an effective manner? Understanding your boss – what are the motives, body language, openness; dealing with different types – pyramid, egalitarian – how do you cope? Asking for a Raise Dealing with Difficult Co-workers Getting your employer to pay for your education – How to sell the idea & tie it into your job. Career Notebook                                                                                        Number: SS-CS-4 Articles References  - Who and when do you ask?  When do you use them?  When do you hold them close to the vest? Your networks of contacts—Use them or lose them. How to look for a job when you have a job without blowing your cover? Interviews, calling, etc. Personal relationships at work – How far, how public? The ethical work place – does it exist and do you promote and keep your own ethics? How do you apply for a job within – Convincing higher-ups, preparing, dressing, etc.  Resources for preparing.    Cooking Cooking Light                                                                                              Number: SS-C-1 Articles What's a salad lover to do? (avoid food poisoning) The skinny scoop on dipping The lowdown on new cholesterol guidelines Top Farmer’s market picks Mediterranean diet 10 easy ways to get more veggies into your day Cooking Across America                                                                              Number: SS-C-2 Articles Pacific Horn of Plenty - Crab Louis, the freshest salmon, Mount Hood cherries, avocados, artichoke capital of the world Desert and Mountain - Huevos Rancheros, gazpacho, green chile salsa, Texas caviar, margaritas The Heartland - Old World culinary heritage, Cornish pasties, Swedish meatballs, Danish pastry, German potato salad Bounty of the Northeast -Cod and cranberries, shellfish and squash, poultry and pumpkins, New England vs Manhattan Clam Chowder, Waldorf salad Southern Delights - Dixie friend chicken, smoked ham-eye gravy and red, jambalaya, pecan pie, French Quarter beignets, she-crab soup, red beans and rice, Florida stone-crab claws Fruits of the land -Best and freshest of each region - e.g., CA and FL avocados, FL strawberries start in Jan, how to eat kiwi fruit, what's a Key lime, what part of the papaya do you eat, is an ugli fruit ugly?   Education   Calling All Students                                                                                   Number: SS-E-1 Articles Viewing Travel as an Extension of Your Education Student loan interest is once again deductible Having the government subsidize your undergraduate or graduate level courses, 2 new tax credits. On-line certificate programs- What are the good sites?  How do you do it? What are the caveats? Looking at the right graduate degree – What’s right for your career goals? Getting computer help -- What are the resources – How to figure out how to get help without frustrating yourself? Online help, manuals, phone support, chat rooms   Finance   Family Finance                                                                                           Number: SS-F-1 Articles How Do You Find Financial Counseling You Can Really Afford Credit cards – How many should you have and how to manage them. The possibility of homeownership may be closer than you think. Interest rate changes – How these influence your decision whether to refinance your home, buy a new car Helping elders deal with finances. Decision, options, understanding de-acquisitioning.  Notch years -- those born between 1917-1926 have special restrictions. What to do financially if you’re planning to have a family Smart Money Moves                                                                                     Number: SS-F-2 Articles You’re never too young to invest – Savings, mutual funds, etc. How car insurance is going up and how you can reduce your premium The economics of commuting – How do you figure the best way to commute, deduct it, etc.  equipment vs. going to an office. Adjustable vs. fixed rate mortgages – What they are? How they work. Determining what’s right for you. How to find a good deal on a house.  Are those government foreclosures for real? Budgeting for a recession.  Determining what to keep and cut. Tax Guide                                                                                          Number: SS-F-3          Articles Telecommuting and the home office deduction The economics of moving. Deducting moving expenses, etc. How to prepare for your meeting with your accountant – Making your accountant’s job easier Understanding your tax return – Quick tour of tax return Last-minute tax help where to call, go, on-line resources What to do it if you’re audited! Life’s Little Handbook                                                                                 Number: SS-F-4  Articles Basic Insurance Needs Avoiding Debt Stock Market 101 – Don’t let the terminology keep you out of the race Understanding Insurance Jargon How to Make and Stick to a Budget How do you get good business advice if you want to start your own business?  SCORE, building a network of advisors. Health Women Taking Care of Themselves                                                          Number: SS-H-1 Subject How to achieve work-life balance – Creating sanity in the midst of chaos The Hormone Scoop (2 stories) The Migraine Story  (1 story & quiz) Breast Cancer – Let’s get real! Help your daughter love her body The Incredible Shrinking Fibroids – New treatment, relief Adult Health                                                                                              Number: SS-H-2 Articles   Which diets really work in the long run?   Trainers swear you can lose weight exercising just 15 minutes a day--and you don't need a gym.   What Kills Us (Leading causes of death and how to avoid them to extend your life span)     Is it cold or is it flu? (plus information on latest drugs that cut the flu down to size) Finding reliable health information online   Face the facts about skin care products   Pediatric Care                                                                                             Number: SS-H-3 Articles Should we be drugging school children (a look at psychiatric drugs such as ritalin in schools)? One-third of children are obese, is your child one of them (& why you may not realize it)? New asthma drugs will help millions of children (sidebar on proper use of the new-and-improved drugs for pediatric asthma) Smart, easy tricks to get your kid to eat more fruits and veggies New monitors take the ouch out of diabetes testing for even the smallest patients Assessing your insurance at key points in your life – marriage, babies, kids going to school, buy property   Insurance The Bottom Line                                                                                          Number: SS-I-1   Articles Stretching your Insurance $ - Lump sum payment vs. installments, etc Umbrella insurance – What is it and why is it a good idea? Reducing your Premium on Various Insurance Policies Making the Big bucks Changes Insurance Plans The cost of a DUI/DWI How to Reduce Health Insurance Costs – Losing weight, stopping smoking, etc. Family Needs                                                                                               Number: SS-I-2  Articles When is it time for life insurance?  When to start looking?  Can you have enough? Disability insurance – short- and long-term.  Should you sign up and why? Does your employer offer enough? Keeping your insurance records straight – Keep them online?  File them?  How much should you keep and how long? Taking pictures, keeping receipts, making lists HMOs vs. Traditional Health Insurance – What’s best for you? Pet Insurance Self –insurance  - What is it?  Putting money aside for health and other insurance needs.  What do you need to know.  How to do it? Property Guide & Protection                                                                        Number: SS-I-3 Articles Business Insurance – If you’re a little startup, what kind of insurance do you need? How much? Who do you talk with? Insuring Your Jewelry Earthquake Insurance Marine Insurance Wind Insurance Against Hurricanes and Tornadoes All About Flood Insurance Lifestyles Relocation Guide                                                                                       Number: SS-L-1   Articles   Are you looking for temporary digs or a permanent abode? How do you get over the fear of finding a new place to live? How do you get involved in your community?  Joining groups, working on projects Preparing for relocation – Checklist – Who to contact, do-it-yourself packing vs. mover, etc.  Getting utilities and phone set up before you get there so you can function. Finding a new ISP if your current one doesn’t deliver in your new area How do you hook up with your ethnic community?  How do you know where pockets of certain ethnicity’s are? Adjusting physically to new places – The humidity of Chesapeake, Altitude of Salt Lake City, Allergies of new places – SC.  Cold and wind chill of the north     Getting Ready for a New Year, a New Start                                               Number: SS-L-2