Available, Pre-Designed Special Sections Ready to be customized and localized for your market   Automotive  Buying 101                                                                                                  Number: SS-A-1 Articles Basics of car buying Matching your car to your personality & budget What does “standard features” actually mean? – getting the most for your car-buying  $. The SUV craze – how and when do you jump on?  Is it for you?  What’s a good SUV for your dollar? Approaching the car buying experience.  Look at dealerships, on-line offerings.  How much do you need to know when and where do you go for that information? Buy or lease? Pros and cons.  How much will it cost me? Alternative financing options Winter and Your Car                                                                                    Number: SS-A-2 Articles Snow tires – a safe investment? Pros & cons.  Chains, etc Winterizing your vehicle – scraper, extra blankets, flares, etc. shovel, sand, heating & defrosting in good order Safe winter driving – how to deal with a skid.  Parking on a slope in the snow How to tow your ski do and other items safely in the winter How do you keep your car’s body intact while facing winter weather? Oops! Did I just hit that? What to do – and not do – when you’re in an auto accident. On the Road                                                                                                 Number: SS-A-3 Articles Alternative transportation – motorcycles ad motor scooters Getting ready for the spring road trip – How to prepare your car. Road rage – Keeping it in check if you’re getting hot under the collar.  What to do if you see someone else heating up and it’s directed at you? Lemon laws – Do they differ from state to state? What do you do when you just can’t squeeze any lemonade out of your lemon of a car? Adventure driving without destroying the environment – dos and don’ts driving in the woods, beaches The great highway road trips – Route 66 and other famous highways   Career Strategies   Different Paths                                                                                            Number: SS-CS-1 Articles Temping – how to get the most out of it .  How to approach it.  How many agencies do you sign up with? Are you suited to live overseas?  What do you need to know about yourself & the place? What to say on the resume and interview when you have been laid off, fired or taken a break (be it maternity, travel, volunteer work). How do you deal with anything that could be perceived as a negative?  Interview tips, etc. Radical career change – How to decide if it’s right. What preparations should you make. how to psyche yourself up; what educational requirements need to be considered Learning to use flex time effectively so you can go to school, enjoy outdoors, pursue a hobby Working internationally – How do you do it?  What resources are there to find out what’s available?  What kind of paper work is involved Starting Your Career                                                                                  Number: SS-CS-2 Articles What to Do with Your Degree Matching Your New Job to Your Values. Getting the experience you need when you don’t have any.  A classic Catch 22 situation. The scannable resume – Key words, keeping up to date How to use the big job sites effectively How to effectively use your alma mater, alumni club, placement office in your job search. View from the Inside                                                                                  Number: SS-CS-3 Articles When do you call it quits at your jobs?  What are the tell-tale signs?  How do you do it without burning bridges? How do you deal with conflict on the job in an effective manner? Understanding your boss – what are the motives, body language, openness; dealing with different types – pyramid, egalitarian – how do you cope? Asking for a Raise Dealing with Difficult Co-workers Getting your employer to pay for your education – How to sell the idea & tie it into your job. Career Notebook                                                                                        Number: SS-CS-4 Articles References  - Who and when do you ask?  When do you use them?  When do you hold them close to the vest? Your networks of contacts—Use them or lose them. How to look for a job when you have a job without blowing your cover? Interviews, calling, etc. Personal relationships at work – How far, how public? The ethical work place – does it exist and do you promote and keep your own ethics? How do you apply for a job within – Convincing higher-ups, preparing, dressing, etc.  Resources for preparing.    Cooking Cooking Light                                                                                              Number: SS-C-1 Articles What's a salad lover to do? (avoid food poisoning) The skinny scoop on dipping The lowdown on new cholesterol guidelines Top Farmer’s market picks Mediterranean diet 10 easy ways to get more veggies into your day Cooking Across America                                                                              Number: SS-C-2 Articles Pacific Horn of Plenty - Crab Louis, the freshest salmon, Mount Hood cherries, avocados, artichoke capital of the world Desert and Mountain - Huevos Rancheros, gazpacho, green chile salsa, Texas caviar, margaritas The Heartland - Old World culinary heritage, Cornish pasties, Swedish meatballs, Danish pastry, German potato salad Bounty of the Northeast -Cod and cranberries, shellfish and squash, poultry and pumpkins, New England vs Manhattan Clam Chowder, Waldorf salad Southern Delights - Dixie friend chicken, smoked ham-eye gravy and red, jambalaya, pecan pie, French Quarter beignets, she-crab soup, red beans and rice, Florida stone-crab claws Fruits of the land -Best and freshest of each region - e.g., CA and FL avocados, FL strawberries start in Jan, how to eat kiwi fruit, what's a Key lime, what part of the papaya do you eat, is an ugli fruit ugly?   Education   Calling All Students                                                                                   Number: SS-E-1 Articles Viewing Travel as an Extension of Your Education Student loan interest is once again deductible Having the government subsidize your undergraduate or graduate level courses, 2 new tax credits. On-line certificate programs- What are the good sites?  How do you do it? What are the caveats? Looking at the right graduate degree – What’s right for your career goals? Getting computer help -- What are the resources – How to figure out how to get help without frustrating yourself? Online help, manuals, phone support, chat rooms   Finance   Family Finance                                                                                           Number: SS-F-1 Articles How Do You Find Financial Counseling You Can Really Afford Credit cards – How many should you have and how to manage them. The possibility of homeownership may be closer than you think. Interest rate changes – How these influence your decision whether to refinance your home, buy a new car Helping elders deal with finances. Decision, options, understanding de-acquisitioning.  Notch years -- those born between 1917-1926 have special restrictions. What to do financially if you’re planning to have a family Smart Money Moves                                                                                     Number: SS-F-2 Articles You’re never too young to invest – Savings, mutual funds, etc. How car insurance is going up and how you can reduce your premium The economics of commuting – How do you figure the best way to commute, deduct it, etc.  equipment vs. going to an office. Adjustable vs. fixed rate mortgages – What they are? How they work. Determining what’s right for you. How to find a good deal on a house.  Are those government foreclosures for real? Budgeting for a recession.  Determining what to keep and cut. Tax Guide                                                                                          Number: SS-F-3          Articles Telecommuting and the home office deduction The economics of moving. Deducting moving expenses, etc. How to prepare for your meeting with your accountant – Making your accountant’s job easier Understanding your tax return – Quick tour of tax return Last-minute tax help where to call, go, on-line resources What to do it if you’re audited! Life’s Little Handbook                                                                                 Number: SS-F-4  Articles Basic Insurance Needs Avoiding Debt Stock Market 101 – Don’t let the terminology keep you out of the race Understanding Insurance Jargon How to Make and Stick to a Budget How do you get good business advice if you want to start your own business?  SCORE, building a network of advisors. Health Women Taking Care of Themselves                                                          Number: SS-H-1 Subject How to achieve work-life balance – Creating sanity in the midst of chaos The Hormone Scoop (2 stories) The Migraine Story  (1 story & quiz) Breast Cancer – Let’s get real! Help your daughter love her body The Incredible Shrinking Fibroids – New treatment, relief Adult Health                                                                                              Number: SS-H-2 Articles   Which diets really work in the long run?   Trainers swear you can lose weight exercising just 15 minutes a day--and you don't need a gym.   What Kills Us (Leading causes of death and how to avoid them to extend your life span)     Is it cold or is it flu? (plus information on latest drugs that cut the flu down to size) Finding reliable health information online   Face the facts about skin care products   Pediatric Care                                                                                             Number: SS-H-3 Articles Should we be drugging school children (a look at psychiatric drugs such as ritalin in schools)? One-third of children are obese, is your child one of them (& why you may not realize it)? New asthma drugs will help millions of children (sidebar on proper use of the new-and-improved drugs for pediatric asthma) Smart, easy tricks to get your kid to eat more fruits and veggies New monitors take the ouch out of diabetes testing for even the smallest patients Assessing your insurance at key points in your life – marriage, babies, kids going to school, buy property   Insurance The Bottom Line                                                                                          Number: SS-I-1   Articles Stretching your Insurance $ - Lump sum payment vs. installments, etc Umbrella insurance – What is it and why is it a good idea? Reducing your Premium on Various Insurance Policies Making the Big bucks Changes Insurance Plans The cost of a DUI/DWI How to Reduce Health Insurance Costs – Losing weight, stopping smoking, etc. Family Needs                                                                                               Number: SS-I-2  Articles When is it time for life insurance?  When to start looking?  Can you have enough? Disability insurance – short- and long-term.  Should you sign up and why? Does your employer offer enough? Keeping your insurance records straight – Keep them online?  File them?  How much should you keep and how long? Taking pictures, keeping receipts, making lists HMOs vs. Traditional Health Insurance – What’s best for you? Pet Insurance Self –insurance  - What is it?  Putting money aside for health and other insurance needs.  What do you need to know.  How to do it? Property Guide & Protection                                                                        Number: SS-I-3 Articles Business Insurance – If you’re a little startup, what kind of insurance do you need? How much? Who do you talk with? Insuring Your Jewelry Earthquake Insurance Marine Insurance Wind Insurance Against Hurricanes and Tornadoes All About Flood Insurance Lifestyles Relocation Guide                                                                                       Number: SS-L-1   Articles   Are you looking for temporary digs or a permanent abode? How do you get over the fear of finding a new place to live? How do you get involved in your community?  Joining groups, working on projects Preparing for relocation – Checklist – Who to contact, do-it-yourself packing vs. mover, etc.  Getting utilities and phone set up before you get there so you can function. Finding a new ISP if your current one doesn’t deliver in your new area How do you hook up with your ethnic community?  How do you know where pockets of certain ethnicity’s are? Adjusting physically to new places – The humidity of Chesapeake, Altitude of Salt Lake City, Allergies of new places – SC.  Cold and wind chill of the north     Getting Ready for a New Year, a New Start                                               Number: SS-L-2 Articles What are you putting on your tray – The cafeteria plan of benefits at work Understanding Your Credit Report Car Insurance – How much is enough?  What can you do without on your  vehicle? New Year – reviewing your various insurance policies – house, car, life, health Times Shares – Are they a good investment?  Does it suit your lifestyle? What you need to know about wills.  Do you need one? other family members? Elders? Life After College                                                                                         Number-SS-L-3   The Dorm is not longer an option Why you need health insurance & how you can get it affordably Ten Hot Tips for Car Maintenance. Dressing for the Job.  What’s in and what’s out?  How to stretch your wardrobe dollar.  What do you want your clothes to say for you? Should you, as a single, new-job taker, have a pet and what to keep in mind if you are contemplating the companionship of cat or dog (or other). Telephones – How do you work out the most efficient use of shared lines – making choices with regard to DSL & dial ups. Life Experiences for the Young-at-Heart                                                      Number: SS-L-4 Articles Backpack vs. suitcase.  One gives you bulk, but other freedom.  What makes sense for your traveling plans? Adventure travel – What are the good travel web sites and the adventurous group travel opportunities for 20 and 30 somethings? How to deal with culture shock. Europe – What’s hot? What’s not, what’s cheap?  Why winter is a time to go. Working for the Peace Corps, AmeriCorps – Is it for you?  What’s involved Recreational Vehicles                                                                                 Number: SS-L-5 Articles   Maintaining your RV - Not much different than maintaining your car and your house   Not just for the summer any more - Your mobile ski lodge, hunting lodge - Bringing the outdoors to your home   Your second home - tax breaks   Family affair - Traveling with and to family - Saving money & time   Choosing the right vehicle for you.     Full-time RVing Lifestyle; yes you can BEFORE you retire!     Parenting Parenting                                                                                                   Number: SS-P-1 Articles Flying solo with Two Toddlers in Tow The Ups and Downs of Raising Young Kids Close in Age The Best Present You Can Receive after the Birth of Your Child Being a Father for Two Families Tips on Selecting the Right Daycare Center for Your Child Balancing Work and Family When You are Working Out of Your Home Real Estate   Home Sweet Home                                                                                   Number: SS-RE-1 Articles The inside scoop on foreclosed homes -- Where to find out about them, how the buying process works, finding financing (and we won't charge you $595 like those TV husksters for this inside information!) When the market is against you: How to buy a home in a seller's market. How to sell a home in a buyer's market. Slash the cost of your next move by negotiating relocation benefits during your job hunt. (What can you get and how do you ask for relocation benefits?) Renter's & Homeowner's Insurance How are finances affected by geography? Crossing the Mason Dixon Line Technology   Home Computing                                                                             Number: SS-T-1               Articles   Protecting Your System – Vviruses, disinfectants, back ups, firewalls, surge protectors.   How to buy a used computer – What are the pros and cons?  How do you know if it’s a good one? What recourse do have if it’s a bad purchase? Avoid repetitive motion injuries – What’s some of the good gear – Cushioned mouse pads, wrist pads, wrist braces, exercises   Ergonomics of Computing – Chair, height of keyboard, exercising, etc.   Translating the home computer experience that you’ve gained into marketable skills in a job search   How to set aside a work space with your computer – Monitor, printer, making it efficient with light, cords, etc.     Internet Guide                                                                                             Number: SS-T-2 Articles Cable vs. Modem – Pros and cons.  Price, security, etc. Internet 101 – Understand Internet Service Providers – making a good choice.  How do you decide what service is good for how much money?  What do you want from your ISP? The basics of computer and online security. It’s a big cyber-world out there. Search Engines – What are they, how do you use them, what are some of the best? Online shopping – Is it alive & well?  Security, choices, what you need to know, what are some of the big shopping sites. Using them for social interaction – Dating, chatting, game playing Con vs. pros                                                                                  Building your System                                                                                   Number: SS-T-3   Plug ‘n Play.  What is it? How does it compare with integrated computers?  What are some good devices?   Printers – dot matrix vs. laser vs. bubble jet vs. ink jet.  What about printer/fax combo machines.   PUSH technology – What is it, what are the advantages, what are the down sides? Voice Recognition – What’s the latest development, cost, does it work, what companies are at the forefront ?   Equipment and software that allow you to work wherever you want.  What you need to need to know about – palm pilots, lap tops, cell phones.  What’s the new stuff.  Best Internet sites that allow people to confer online.   Becoming more proficient on your computer – taking courses, on the job training.  What’s best for you?  cost – who offers them – private companies, comm. colleges, etc.     Travel Travel Without the Trauma                                                                        Number: SS-TR-1 How to pack lightly and have a versatile wardrobe? Health on the Hoof – Pay attention to your health.  Get your prescriptions in order. Going overseas? All you need to know about getting your passport, visas and shots in order before going abroad. Jet Lag – Preparations and treatment – Dos & don’ts. Renting an RV and making the most of it – What do you need to do before you get on the road? Traveling with Kids  Great outdoors                                                                                          Number: SS-TR-2 Articles The Warm Southwest – What are some must see places? Attractions in our National Park System U.S. History Trails, e.g., Lewis & Clark Attractions in our National Wild Life Refuges: Birding as a lifelong hobby U.S. Geology Trails: Volcanoes, faults, tectonic plates, rivers, mountain ranges Famous Gardens Across the Country Special Interests                                                                                        Number: SS-TR-3 Articles The Fine and Performing Arts –Where are the Meccas? Great Nightlife If you’re into hiking, where do you go and perhaps live? – Good trails, hiking clubs, gear, etc. What if you’re a big equine fan?  What are the horse centers – Saratoga Springs, Kentucky, Aiken, SC, etc. What are the good walking cities? NY, Boston, Montreal Great Ski Places – US & foreign – Never too early to plan  On a Shoestring                                                                                        Number: SS-TR-4   Figure out what you want from your travel dollar Cheap Travel West. What are the good free and cheap places to see in the U.S.?   Youth hostels and other lodging accommodations other than motels and hotels   Canada – Great cheap international destination   Can’t afford to travel far? Do day trips – How to research & prepare for exploring near home – AAA, newspapers, C of Cs, Internet   Cheap Travel East. What are the good free and cheap places to see in the eastern U.S.?